Personal space is something that we all cherish and as such we respect other people’s space. But it seems there is always that one person that just doesn’t understand basic etiquette.

Today in class I had written down some notes and was quietly listening to what the teacher was saying, we were 20 minutes into class. About that time I hear the door open and in walks a guy from my group. He makes a lot of noise and for some reason decides to sit down beside me. He proceeds to remove a pen and a composition notebook from his backpack and then do that neck lean thing where he’s trying to hint to you that he wants to look at what you have written down. At first I ignore him, then he leans over more and continues to read my notes and copy them down.

My pen is sitting near the end of the notes and when he reaches that point he grabs my pen and moves it. Who does that?! We aren’t buddies, we are simply members of a class group that works on projects together. I always seem to have one of these types of people every semester. I just do not understand why people think something is owed to them or they have to have something right that second.

According to this MSN Money article, I should not even worry about an exact figure for what I need to retire. Instead, I should save up as much as possible as soon as I enter the workforce and continually add to that amount. Really?

Now, some of the suggestions are actually useful, such as the 15% rule and the leaning towards a Roth IRA.

A Roth has actually been on my list of things to do and I want to contribute the maximum amount allowed every year. That way when I do retire the money that I pull out is completely tax free, unlike the money pulled from a 401(k).